Terms Of Use

Terms of Use

Effective Date: January 12, 2025

Last Updated: January 19, 2026

These Terms of Use (“Terms”) govern your access to and use of the Retirement You website (the “Website”), which is owned and operated by Beeliance, LLC (“Company,” “we,” “our,” or “us”). The Website includes all content, features, tools, and functionality made available through Retirement You.

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1. Eligibility and Website Use

You must be at least eighteen (18) years old to access or use this Website. By using the Website, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

You agree to use the Website only for lawful purposes and in accordance with these Terms.

2. Educational and Informational Purpose Only

All content provided on the Website is for educational and informational purposes only. Nothing on this Website constitutes financial, legal, tax, investment, or retirement advice.

The Website does not provide personalized recommendations or fiduciary services. Any decisions you make based on information obtained from the Website are made at your own discretion and risk. You should consult with appropriately licensed professionals before making financial or retirement planning decisions.

Use of this Website does not create a client, advisor, fiduciary, or professional relationship.

3. No Guarantees or Outcomes

The Company makes no representations or guarantees regarding financial outcomes, retirement readiness, income levels, investment performance, or results of any kind. Past performance or examples referenced on the Website do not guarantee future results.

4. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, videos, designs, software, and trademarks, is the property of Beeliance, LLC or its licensors and is protected by applicable intellectual property laws.

You may access and use the Website for personal, non-commercial purposes only. You may not copy, reproduce, modify, distribute, publish, sell, license, or exploit any content without prior written consent from the Company.

5. Prohibited Conduct

You agree not to:

Use the Website for any unlawful purpose

Attempt to gain unauthorized access to systems, servers, or data

Interfere with or disrupt Website functionality or security

Introduce viruses, malware, or other harmful code

Misrepresent your identity or affiliation

Use automated tools, bots, scrapers, or data-mining technologies without prior written permission

Collect or harvest personal data of other users

6. Third-Party Links and Content

The Website may contain links to third-party websites or resources. These links are provided for convenience only. The Company does not control and is not responsible for the content, accuracy, policies, or practices of third parties.

Accessing third-party sites is done at your own risk.

7. Disclaimer of Warranties

The Website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, the Company disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Website will be uninterrupted, secure, or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, Beeliance, LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, the Website or its content.

9. Indemnification

You agree to indemnify, defend, and hold harmless Beeliance, LLC, its officers, members, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising out of your use of the Website or violation of these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles.

11. Arbitration and Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the Website shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules.

Arbitration shall take place in Pennsylvania unless otherwise required by law. You agree to resolve disputes on an individual basis and waive any right to participate in a class or representative action, except where prohibited by law.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

13. Contact Information

If you have questions regarding these Terms of Use, please contact:

Email: [email protected]